HP 12c (platinum) - Increasing Annuities Introduction The following routines can be used to calculate the present and future values of an annuity that increases at a constant rate at equal intervals. Routines are included for both END and BEGIN mode calculations. Instructions The instructions are given below for calculating both present and future values of an increasing annuity, each in END Mode and BEGIN Mode. Present value of an increasing annuity (END Mode).

Introduction Grouped data are presented in frequency distributions rather than entering each observation individually. Given a set of data points: X 1, X 2, . . . , X n, with respective frequencies: f 1, f 2, . . . , f n, this procedure computes the mean, standard deviation, and standard error of the mean. Instructions Follow these steps to compute the mean, standard deviation, and standard error of the mean:

HP 12c (platinum) - Resetting the Calculator Sometimes a calculator will lock up or will not respond correctly. The calculator may require a reset for a variety of reasons. These resets will erase the memory on the calculator and restore the calculator’s defaults. For this reason, it is important to back up any critical data. The easiest reset is done from the keyboard. To reset the hp 12c (HP12C) or hp 12c Platinum calculator, follow the procedures below in the order presented.

More about TVM Introduction TVM on HP 12c Many financial problems are based on the concept of charging a fee (interest) for the use of someone else’s money for a fixed period of time. The phrase time value of money describes the calculations based on such problems. There are two main types of financial problems that HP 12c can help to solve: Compound interest Simple interest With simple interest, only the principal (the original amount of money) earns interest for the entire life of the transaction.

Introduction The calendar functions provided by the HP 12c, DATE and DELTA DYS, can handle dates from October 15, 1582 through November 25, 4046. The day of the week indicated by the DATE function may differ from that recorded in history for dates when the Julian calendar was in use. The Julian calendar was standard in England and its colonies until September 14,1752, when they switched to the Gregorian calendar. Other countries adopted the Gregorian calendar at various times.

HP Calculators take an assortment of different types of batteries. The following questions are answered in this document: Where do I buy the batteries? They are available in most drug stores, camera stores or grocery stores. Other places to purchase batteries include the Internet (click on the link below). 3-volt Energizer ECR2032 (Duracell DL 2032 Panasonic CR2032) [Li-Ion] - hp 10bii x 2; hp 12c x 3 1.5-volt Energizer Max AAA [Alkaline] - hp 38G, 39G, 48G series, 49G

Diagram of a typical Chinese abacus set to zero - all heaven beads pushed up and all earth bead pushed down. Heaven beads, each worth 5 Earth beads, each worth 1 The Abacus utilizes a combination of two bases (base-2 and base-5) to represent decimal numbers. It is held horizontally with the smaller deck at the top. Each bead on the top deck has the value 5 and each bead on the lower deck has the value 1.

HP 12c The HP-12C enables you to solve for bond price (and the interest accrued since the last interest date) and the yield to maturity. The PRICE and YTM calculations are done assuming a semiannual coupon payment and using an actual/actual basis (such as for U.S Treasury bonds and U.S. Treasury notes). In accordance with market convention, prices are based on a redemption (par) value of 100. Calculating Bond Price