HP 48 tutorial - programming USING LISTS A list is a series of objects within { } delimiters. Objects within the list must be separated by a space. Many HP48 commands can be performed on a list of objects, the result also being returned as a list. This saves the need for unnecessary code, memory wastage and significantly improves program speed. TO BUILD A LIST FROM THE STACK Enter the elements of the list onto the stack.

HP 48 tutorial - programming CUSTOMISING THE HP48 USING CUSTOM MENUS A custom menu contains programs and functions which are commonly used. The custom menu is displayed simply by pressing the [CST] key. To create a custom menu type in a list { label1 label2 ……. } onto the stack. Press ’CST’ [STO] CUSTOMISING THE KEYBOARD As with the HP41 the functions and commands (and programs) can be assigned to a specified key (The USER keyboard).

HP 12c Getting Started Important note: The keys of the HP 12C calculator have been assigned multiple functions. Keys are assigned white, orange and blue colour codes. To enable the white coded function, just press the desired key. For the orange coded function, press the key at the bottom of the calculator followed by the desired key. For the blue coded function, press the key at the bottom of the calculator followed by the desired key.

HP 12c (platinum) - NPV and IRR Calculating the net present value (NPV) and/or internal rate of return (IRR) is virtually identical to finding the present value of an uneven cash flow stream ( see example). Suppose that you were offered the investment in Example 3 at a cost of $800. What is the NPV? IRR? To solve this problem we must not only tell the calculator about the annual cash flows, but also the cost (previously, we set the cost to 0 because we just wanted the present value of the cash flows).

HP 12c (platinum) - Uneven Cash Flows The 12C also has keys labeled CF0 and CFj (the cash flow keys) to handle a series of uneven cash flows. Suppose that you are offered an investment which will pay the following cash flows at the end of each of the next five years: Period Cash Flow 0 0 1 100 2 200 3 300 4 400 5 500 How much would you be willing to pay for this investment if your required rate of return is 12% per year?

HP 12c (platinum) - Calculating a Compound Annual Growth Rate Introduction Compound Annual Growth Rate (CAGR) is a measure of the rate of return on an investment. The CAGR is often calculated to determine the change in the value of a stock or property. If there is a negative or zero value for the first or last year, the growth is not meaningful. The year over year growth rate of an investment over a specified period of time.

HP12c display from Comma to Point This document describes how to change the display of the decimal point on the HP 12C (HP12C) Calculator from a comma (commas) back to a decimal point. Instructions Turn off the calculator. Hold down the decimal point. Continue to hold the decimal point key, while turning on the calculator. The comma should change back to a decimal point. Explanation The comma is the European equivalent of the decimal point.

HP 12c (platinum) - How to Perform Interest Rate Conversions This document explains the procedures used to convert between nominal, and annual effective interest rates. Converting a Nominal Rate to an Effective Rate Given a nominal interest rate and the number of compounding periods per year, this procedure computes the effective annual interest rate: Press g, then END and f CLEAR FIN Key in the annual nominal rate as a percentage, then press ENTER Key in the number of compounding periods per year, then press n, [�], then i Key in 100 then press CHS, ENTER, and then PV Press FV, then [+] to obtain the effective annual interest rate Examples of converting a Nominal Rate to an Effective Rate Following are examples of converting nominal rates to effective rates compounded quarterly, monthly, and daily.