# HP10BII Time Value of Money (TVM)

The TVM keys are located on the top row of the keyboard.

**{N}**number of payments**{I/YR}**interest per year**{PV}**present value**{PMT}**periodic payment**{FV}**future value

In general, TVM problems involve five (5) variables:

- four (4) are known.
- and the fifth is unknown.

**For the known value, you need to enter the numerical value first and then press the appropriate key.**

Updated On: 11.05.02