# HP10BII Time Value of Money (TVM)

The TVM keys are located on the top row of the keyboard.

**[N]**number of payments**[I/YR]**interest per year**[PV]**present value**[PMT]**periodic payment**[FV]**future value

In general, TVM problems involve five (5) variables:

- four (4) are known.
- and the fifth is unknown.

**For the known value, you need to enter the numerical value first and then press the appropriate key.**

Updated On: 20.06.12